Legal

Terms of Service

Last updated: March 1, 2026

1. Acceptance of Terms

By accessing or using the ORBIT platform ("Platform"), operated by NAMIA Group Inc. ("NAMIA", "we", "us"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Platform. These terms apply to all users, including Capital Seekers, Capital Allocators, Limited Partners, Deal Originators, Institutions, and Service Providers.

2. Platform Description

ORBIT is an agent-driven advisory platform that facilitates matching, analysis, and deal execution between capital market participants. The Platform operates through autonomous AI agents ("Agents") that act on behalf of users within the ORBIT ecosystem. ORBIT is not a broker-dealer, investment adviser, or financial institution. We provide technology infrastructure for advisory workflows.

3. Account Registration

You must provide accurate, current, and complete information during registration. Each account creates an Entity Service Object (ESO) — your digital representation in the ecosystem. You are responsible for maintaining the confidentiality of your credentials and for all activities under your account. You must be at least 18 years old to use the Platform.

4. Agent Autonomy & Human-in-the-Loop

Your Agent operates at a configurable autonomy level (Manual, Suggested, Supervised, Autonomous, or Full Auto). Critical actions — including identity reveals (Level 2+), financial commitments, and legal document execution — always require human approval (HITL). You acknowledge that Agent actions taken within your configured autonomy level are binding and treated as your own actions.

5. Staged Revelation Protocol

The Platform uses a progressive disclosure system with five revelation levels (L0-L4). Identity reveals at Level 2 are irreversible and require explicit human consent. Once identity is revealed, it cannot be retracted. You consent to this progressive data sharing model by participating in the matching process.

6. Fees & Payments

Subscription fees are billed monthly based on your persona type. Platform fees (success fees) of 5-20% may apply upon successful deal completion, depending on your persona. Custom pricing is available for institutional users. All fees are in USD. Refunds are not provided for partial months.

7. Data & Privacy

Your use of the Platform is also governed by our Privacy Policy. Data submitted to ORBIT is processed to power matching, scoring, and analytics. Financial data is encrypted at rest and in transit. We do not sell your data to third parties.

8. Intellectual Property

All Platform content, algorithms, scoring methodologies, and the ORBIT architecture are proprietary to NAMIA Group. You retain ownership of your uploaded data. By uploading data, you grant NAMIA a non-exclusive license to process it for Platform functionality.

9. Prohibited Conduct

You may not: attempt to reverse-engineer scoring algorithms; use the Platform for money laundering or sanctions evasion; create multiple accounts; interfere with other users' Agents; scrape or data-mine the Platform; or use the Platform for any illegal purpose.

10. Limitation of Liability

NAMIA provides the Platform "as-is" without warranties of any kind. We are not liable for Agent recommendations, match outcomes, or deal results. Our total liability is limited to the fees paid by you in the 12 months preceding any claim. We are not responsible for investment decisions made based on Platform analytics.

11. Termination

Either party may terminate at any time. Upon termination, your ESO is archived (not deleted) for regulatory compliance. Active deal rooms will be closed, and counterparties will be notified. Data retention follows our Privacy Policy and applicable regulations.

12. Governing Law

These terms are governed by the laws of the State of Delaware, USA. Any disputes shall be resolved through binding arbitration in Miami, Florida, under the rules of the American Arbitration Association.

13. Changes to Terms

We may update these terms at any time. Material changes will be communicated via email and Platform notification at least 30 days in advance. Continued use after changes constitutes acceptance.

Questions about these terms? Contact us at legal@namiagroup.com